Tax rates will depend on whether the annuity is qualified or non-qualified. A tax qualified annuity funds a qualified retirement…read more

An annuity is an insurance contract. The insurance company will invest in stocks and bonds on behalf of the purchaser…read more

The amount an investment pays each year is the yield. Typically this is a percentage of the market price of…read more

Total return is the amount of money that a fund makes after reinvesting and receiving dividends is the total return.

Starting too late: Compound interest is powerful, so start early to reap the most benefits. Paying high fees: Commission charges…read more

Trade through your brokerage firm. Don’t make purchases from phone solicitations. Don’t write personal checks directly to the sales representative….read more

You may face large risks if you seek a high return. You could possibly lose your entire initial investment. Not…read more

Risk vs. Return: What return are you expecting, and what risks are you willing to take to receive that return?…read more

Start young. Someone starting to save at a young age will be able to save a lower percentage of their…read more